Choose an Expert

Choose an Expert

Fast, affordable, 1-on-1 assistance

As low as $19
Fast, affordable, 1-on-1 assistance
Lawyer

Ask your own question to a Lawyer online now

As low as $19

Lawyers

Hello I live in Lancaster Ca 2019 I found a...

Resolved • Response time 1 minute

25 May 2022

Hello I live in Lancaster Ca 2019 I found a program to assist my fiance an I to purchase a home. He is a navy veteran so he got the VA loan and the realtor at the time felt it was best to place his name alone on the house. We have 2 kids and have been here 3yrs now.We have a verbal agreement that if the relationship went sour both of us would reside in the home and raise our kids together.I wanted to know what should Or can I do to make sure I am secure in the event something happens to him Or if the relationship was to end ?
JA: Have you talked to a lawyer about this?
Customer: No
JA: What steps have you taken so far?
Customer: None
JA: Is there anything else the Lawyer should know before I connect you? Rest assured that they'll be able to help you.
Customer: I believe that's all
Read Less

25 May 2022

Ask your own question
Lawyer's response
25 May 2022
P. Simmons
P. Simmons
Attorney
Hello! My name is ***** ***** I am a licensed attorney with more than 18 years of experience. I am here to assist you with your questions. Please understand that if I ask you for additional information, you are NOT charged again and our communications are NOT timed. So please see this as a relaxed conversation between friends. I am here to helpYou may see an offer for a phone call. Understand that such marketing is sent automatically (I have no control over how this site markets). Feel free to ignore if you like. Or, if you prefer a phone call I am happy to speak on the phone.
25 May 2022
Lawyer's response
25 May 2022
P. Simmons
P. Simmons
Attorney
Under the California statute of frauds a verbal agreement is meaningless in the circumstance you are describing.
25 May 2022
Lawyer's response
25 May 2022
P. Simmons
P. Simmons
Attorney
Well your fiancé agree to put you on title today?
25 May 2022
Lawyer's response
25 May 2022
P. Simmons
P. Simmons
Attorney
Will not well
25 May 2022
Customer reply
25 May 2022
Yes
25 May 2022
Lawyer's response
25 May 2022
P. Simmons
P. Simmons
Attorney
Thank you. To be clear your fiancé is willing to add you to the title?
25 May 2022
Customer reply
25 May 2022
he is
25 May 2022
Lawyer's response
25 May 2022
P. Simmons
P. Simmons
Attorney
Thank you one more you mentioned fiancé; is there a marriage date scheduled in the foreseeable future?
25 May 2022
Customer reply
25 May 2022
No there is no date set because we planned to renovate the back yard and have a ceremony here I've already had a pool built in the back yard and feel like I need to make sure I'm secure legally before putting any more money into the home
25 May 2022
Lawyer's response
25 May 2022
P. Simmons
P. Simmons
Attorney
Thank you. A few minutes please, I have some thoughts and will type them up.
25 May 2022
Lawyer's response
25 May 2022
P. Simmons
P. Simmons
Attorney
Thank you for your patience.I asked about marriage because what you are describing, if you were not put on the home at the time of purchase and your fiancé adds you now that could be a basis for the lender to call the loan. That means the lender could, in theory, demand payment in full if they find that your fiancé has placed you on title.That said, if you marry, then the lender cannot call the loan because of you being added to the title. That would be against the law.So the safest way to approach this is get married and then add your name to the title. Easy.That said, I understand that you may not be married in the foreseeable future; in such a case I would urge your fiancé to contact the lender and get their permission to add you to the title. If the lender agrees to add you to the title then there is no issue at all.Adding you to title is simple; you can pay a local attorney to draw a quit claim deed that will accomplish this purpose. Easy.Please let me know if you have more questions. Happy to help if I can.
25 May 2022
Customer reply
25 May 2022
Ok
25 May 2022
Lawyer's response
25 May 2022
P. Simmons
P. Simmons
Attorney
Thank you for your patience.I asked about marriage because what you are describing, if you were not put on the home at the time of purchase and your fiancé adds you now that could be a basis for the lender to call the loan. That means the lender could, in theory, demand payment in full if they find that your fiancé has placed you on title.That said, if you marry, then the lender cannot call the loan because of you being added to the title. That would be against the law.So the safest way to approach this is get married and then add your name to the title. Easy.That said, I understand that you may not be married in the foreseeable future; in such a case I would urge your fiancé to contact the lender and get their permission to add you to the title. If the lender agrees to add you to the title then there is no issue at all.Adding you to title is simple; you can pay a local attorney to draw a quit claim deed that will accomplish this purpose. Easy.Please let me know if you have more questions. Happy to help if I can.
25 May 2022
Lawyer's response
25 May 2022
P. Simmons
P. Simmons
Attorney
Follow up, wanted to see if you were able to view my answer and to check if you had any follow on questions?
25 May 2022
Customer reply
25 May 2022
Oh ok thank you I really appreciate it I'll talk to him about it. We discussed it and we'll just go to the court and get married and have a ceremony at a later date
25 May 2022
Lawyer's response
25 May 2022
P. Simmons
P. Simmons
Welcome. I wish you the very best through this.
P. Simmons
P. Simmons
Attorney
Avg. question only $36
16 yrs. of trial experience
25 May 2022
Your question matters. P. Simmons and 6 other Lawyers are ready to help. Ask your own question

Ask your own question to a Lawyer online now

  • 100% money-back guarantee
  • Prices start as low as $19
  • Join 8.5 million satisfied customers
Conversations are covered by our Disclaimer.